Debt that helps you save
Because everyone deserves to prosper, regardless of their financial hurdles. Easy, secure, and automatic, Ophelia helps you pay off your debt and put money aside as you go.
Have your finances become one big puzzle?
Start taking charge of your own prosperity.
How does it work?
With a traditional loan, each payment chips away at a portion of your loan, while tacking on quite a bit of interest. In order to mitigate the risk of nonpayment, lenders require a fairly high interest rate.
With an Ophelia loan, a portion of each payment contributes to your Ophelia savings which is kept in a secure account. This model allows us to offer you a highly competitive interest rate.
One payment, two services
The Ophelia Loan
Reduced interest rate
Gone are the days of credit cards with a 20% interest rate! Ophelia is here to set you up with a rate that fits your needs.
Flexible loan term
The duration of your loan will take into account your current financial situation in order to offer you a reduced interest rate with maximum savings.
Payments tailored to your budget
Ophelia adapts to your budget: your monthly payments will never exceed the amount you are currently paying.
The Ophelia Savings
Spend one, save one
Paying off your debts is important, but putting money aside is doubly so. Once your Ophelia loan is paid off, you will gain access to everything you’ve saved!
Save money with your eyes closed! A portion of each loan payment will go right into your Ophelia savings account.
Ophelia is your new way to put money aside for life’s most important moments.